Licensed companies, named in public
Issuing cards and offering crypto services in the EU requires authorisation. Before launch, we will name every licensed company behind the card on this site.
In development. Waitlist open.
One card. Two kinds of money.
Fibi Electronic is building a credit card that pays from your euros or your crypto. You pick the source. The shop sees a normal card payment.
Not available yet. We take no deposits at this stage.
How a payment works
Choose the source. The shop never notices.
Pick an amount and what to pay with, then follow the payment from your balance to the till.
Your balance
−0.0006 BTC
Conversion
BTC → EUR
at €80,000.00 per BTC
The shop
+€48.00
Card payment in euros
You spend 0.0006 BTC. The shop receives €48.00.
Example rates for illustration, not market prices. Fees are not shown and will be published before launch.
Why Fibi
Built for people who hold both.
Spend crypto without selling it first.
Skip the transfer to an exchange and the wait for euros to land. Conversion is planned to run at the moment you pay, and only for the amount you spend.
See the rate before it counts.
The app is designed to show the rate and fees for each payment, so you know what will leave your balance.
Keep everyday money and crypto in one view.
One card and one statement. Set which balance pays first and change it whenever you like.
Spec sheet
The target specification.
Like any preliminary datasheet, these are target values. They can change before launch.
FE-CARD-01 / Rev 0.1
Preliminary
| Parameter | Target | Note |
|---|---|---|
| Card type | Credit card | Terms depend on the issuing partner and a credit check |
| Form factor | Physical and virtual | ISO/IEC 7810 ID-1, 85.60 × 53.98 mm |
| Funding sources | Euro balance, crypto balance | Default source set in the app |
| Planned assets | BTC, ETH, USDC | Final list to be confirmed |
| Conversion | At the moment of payment | Only the amount spent |
| Merchant receives | Fiat currency | Standard card payment |
| Controls | Freeze, limits, source priority | In the app |
| Identity check | Required | Required by anti-money-laundering rules |
| Availability | Europe first | Countries to be confirmed |
| Fees | To be announced | Published before launch |
Straight talk
What we can say today, and what comes later.
No money until then
We take no deposits and offer no financial service at this stage. The waitlist only collects your email address.
Identity checks are part of it
Opening an account will require ID verification. That is standard for a regulated card, and we will explain how your data is handled before you share it.
Crypto risk stays real
Crypto prices can fall sharply and you can lose money. A card does not change that.
Where we are
Four stages to launch.
- Now
Concept and waitlist
Shaping the product and hearing from early users.
Licensing and partners
Securing the regulated partners needed to issue the card.
Closed beta
First cards for people on the waitlist.
Public launch
Open sign-up in the first confirmed countries.
FAQ
Good questions.
Can I get the card today?
No. The card is in development and there is no launch date yet. Join the waitlist and we will email you when there is news.
Is it a real credit card?
We are developing it as a credit card. The exact terms, including the credit limit and repayment, depend on the issuing partner and on a credit check. We will publish them before launch.
Which cryptocurrencies will work?
Bitcoin, Ether and USDC are the planned starting set. The final list depends on licensing and partners.
Which countries will it launch in?
We are planning for Europe first. Confirmed countries will be listed here before launch.
What will it cost?
Fees are not final yet. We will publish all of them, including conversion costs, before anyone can sign up.
Is paying with crypto taxable?
It can be. In many countries, including Germany, spending crypto counts as disposing of it, which can trigger tax. The rules depend on where you live, so check with a tax adviser.
What happens to my email address?
We use it only to send you news about the card. You can unsubscribe at any time, and the privacy policy has the details.
Waitlist
Be first when the card is ready.
Leave your email address and we will write when there is real news.